Savings Accounts

With our savings account platform, we enable you have a bright future by saving extensively with interests incurred.

Everyone is different so one size never fits all

That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.

Regular Savings Account

Take the first step towards managing your money better.
There is a UBA Savings account suitable for everyone.

Third-party cheque deposit.
 Flexible opening balance
• Third party transactions allowed
• Unlimited number of withdrawals
 Withdrawal either by cheque or withdrawal slip
 Attractive interest rates
 Flexible operating balance
 Access to digital banking products & services

UGX 25,000 opening balance
• UGX 20,000 minimum operating balance
• Monthly management fee UGX 2,500
• Free cash deposits
• Visa/ Mastercard Debit card
• Lodgment of dividend warrants and cheques


• Only a passport photographs required
• A NIRA filled form.

• 2 passport photos
Valid ID i.e. National ID for locals and international passport for foreigners.
• Work ID accompanied with introductory letter from employer
Student IDs accompanied by introductory letter institution stating age of the student for the secondary / high school students (they should be above 18 years of age)
• Birth Certificate or Immunization card: in case of a minor
• Valid International passport 

For Students

We have unique savings accounts for the students with a distinctive sense of identity.

• A valid means of ID (National ID)
• 1 passport photograph each for child and parent
• Birth certificate of child
• Utility bill of the parent
• Evidence of secondary school admission/secondary school student’s ID

• Evidence of admission (National ID)
• A passport photograph required

For Employees

Are you an employee?
Take the first step towards managing your money better.

• A valid form of ID (National ID)
• Employee ID (low KYC account opened in the absence of international passport/driver’s license/National ID/voter card)
• Letter of Introduction from employer
• A passport photograph
• Utility bill (not necessary if applicant’s company has a UBA account)

For The Self Employed

Are you self employed?
Take the first step towards managing your money better.

• A valid means of ID (National ID)
• Passport photograph(for business, one for each of the owners)
• Utility bill (not exceeding 3 months old)
• Certificate of Incorporation/Registration/CBN License (for business enterprise)
• Two references from current account holder

For Children

Would you like to open an account for your child?

•  A valid means of ID (international passport/driver’s license/National ID/voter card)
 Passport photograph of child and parent
 Birth certificate of child
 Utility bill

All Savings Accounts Come With

Internet Banking

Secure Transactions

Transaction Notifications

24/7 Banking

UBA Online Account

No need to visit the bank

The UBA Online Account is a unique account designed for people who desire to carry out their banking activities purely online, without visiting a bank branch.

Enjoy the flexibility of banking on the go, with our electronic channels (internet banking, mobile banking, ATM and EmailMoni) and get a 30% concession on transaction fee.