Magic Banking

Like Banking? You'd love it even more when you use *245#

*245# Account Opening

Simply dial *245# and follow the easy steps. Your account number will be sent to your mobile line. It is that easy! To enjoy the full benefits of your new account, visit any UBA business office with your identification so that your BVN can be linked to the account.

  • No queues
  • No forms to fill
  • Earn high interest rate on your savings
  • Be eligible for our online banking services, that lets you bank on the go
  • Maximum deposit per transaction is UGX 2m
  • Maximum account balance is UGX 5M
  • Option to upgrade account to higher transaction limits

*245# Funds Transfer

You can send money to any UBA bank account or UBA prepaid card

Dial *245*3* account number*amount# from the phone number you registered with UBA, then follow the simple steps

Dial *245*32# from the phone number you registered with UBA

Dial *245*4* account number*amount# from the phone number you registered with UBA

  • It works on all phone types
  • It is fast and convenient
  • It does not require data on your phone to send money
  • It allows you to send money to accounts in any Ugandan bank
  • It allows for higher transaction limits of up to UGX 1 billion per day

*245# Airtime

Out of Airtime? *245# to the rescue
Use *245# to top up airtime on your phone and for others

Simply dial *245*amount# on your registered mobile line (e.g. *245*1000#)

Simply dial *245*Phone Number* Amount# (e.g. *245*0712 345 678*1000#)

  • It is simple and convenient
  • The mobile line is recharged immediately
  • Works with phone numbers registered with UBA
  • The service is available to MTN and Airtel subscribers
  • No fee is charged for top ups
  • Maximum account balance is UGX 5m
  • Daily recharge limit is UGX 100k

*245# Need To Pay For Your Flight?

*245# Magic banking has a fantastic flight booking service.

  • Dial *245*12#
  • Input 4 digit Magic Banking PIN and select bank account to pay from
  • Select desired airline and input flight PNR (Passenger Name Record)
  • Input phone number of passenger and payment amount (Passenger Name Record)
  • That’s it. Flight paid for

Magic Codes

Get your account balance on the move… anytime, any day!
Dial *245*00# to check your account balance