Current Accounts

UBA Current account is tailor-made to suit your needs whether you are an employee, self-employed or an expatriate. Our current accounts packages enable you bank wisely

Our Current account enables you bank wisely.

A UBA Current Account is suitable for everyone, whether employed, self-employed, students, artisans or members of the diaspora.

Personal Current Account

The UBA Individual Current Account is a Demand Deposit Account (DDA) primarily meant for Individuals & Joint Individuals, in which funds deposited are payable on demand, either in person, or by the presentation of a cheque by a third party, bank draft, direct debit, electronic fund transfers etc.

  • – No restrictions on the withdrawal frequency or amounts from funded account.
  • – No restrictions on deposit amounts.
  • – Cheque lodgement allowed.
  • – Access to UBA loans and other financing needs.
  • – Ability to operate in multiple currencies.
  • – Access to internet and mobile banking.
  • – No limit on access to funds within balances.
  • – 24/7 access to ATM cash withdrawals.
  • – Statements: One free monthly statement UGX5,000 per page for any additional statement during the month.
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  • – Opening balance UGX 110,000 (With ATM card for UGX)
  • – Cheque- 1,500 per leaf (25/50/100) leaves
  • – Minimum operating balance UGX: 20,000
  • – Monthly management fees: 10,000
  • – Cash deposit fees – FREE for UGX
  • – Cash withdraws below 3,000,000 – UGX3,000
  • – Cash withdraws above 3,000,000 – UGX3,000
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  • – Completed Account Opening form
  • – 2 passport photographs.
  • – Utility bill not exceeding 3 months old or LC letter.
  • – Source of funds such as work ID, Business Registration document.
  • – Valid identification; National 1D for Ugandans, international passport for non-Ugandans with a work permit or entry visa for at least 6 months.
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Prestige Current account

With our Prestige Current Account, we make sure that your banking is tailored to your requirements with dedicated service and exclusive banking solutions. Get preferential pricing on loans, discounted rates and benefits from our alliance partners and whole lot more.

  • – No restrictions on the withdrawal frequency or amounts from funded account.
  • – No restrictions on deposit amounts.
  • – Cheque lodgement allowed.
  • – Access to UBA Platinum Master Card & Visa Card (for ATM, Internet and POS transactions).
  • – Dedicated Relationship Management.
  • – Quick and convenient access to your funds via ATMs.
  • – Preferential interest rates on borrowing.
  • – Higher loan limits when you borrow
  • – Free e-Statements
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  • – Completed account opening form.
  • – 2 passport photographs.
  • – Valid means of identification: National ID for Ugandans, International passport for non-Ugandans with a valid work permit or entry visa for at least 6months.
  • – Utility bill not exceeding 3 months old source of funds such as work ID, Business Registration document or LC letter.
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  • – Opening Balance UGX250,000
  • – Minimum operating balance UGX100,000
  • – Cheque- UGX1,500 per leaf (25/50/100) leaves
  • – Monthly management fees: UGX50,000
  • – Cash deposit fees FREE for UGX
  • – Cash withdraws below 3,000,000-UGX5,000
  • – Cash withdraws above 3,000,000-UGX3,000
  • – Non-Prestige customer using Prestige UGX30,000
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LOCATE A BRANCH

Current Account - SME

Building a successful business requires the right support. We provide financial products and services specifically designed to help your business grow. Get access to a wide range of benefits with the UBA SME account.

  • – Available in: USD, EURO, UGX, GBP currencies
  • – Access to Business credit facilities.
  • – Lodgement of cheques.
  • – Cheque book enabled.
  • – Third party transactions allowed (Agent addition on the account).
  • – Free online statements through mail upon subscription.
  • – One free monthly statement, UGX5,000 per page for any additional statement during the month.
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  • – Opening balance UGX 100,000, USD/EUR/GBP -100.
  • – Cheque – 1,000 per leaf (50/100) leaves
  • – Minimum operating balance UGX 50,000
  • – Monthly management fees UGX 13,000, USD/EUR/GBP-20
  • – Cash deposit Fees-Free for UGX
  • – Search fees UGX 70,800
  • – Minimum operating balance UGX20,000
  • – Monthly management fees UGX13,000
  • – Cash withdraw above UGX3M: UGX 3,000
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  • – Valid ID: National ID & International passport with the valid work permit & entry visa for non Ugandans
  • – 2 passport photographs of the signatories.
  • – Company documents
  • – Certified Company form 18& 20 (for companies]
  • – Certified Memorandum & Articles of Association (for companies)
  • – Certificate of incorporation (for companies)
  • – Certificate of Registration for sole Proprietorship
  • – Certified Board Resolution to open up the account in United Bank for Africa. (for companies)
  • – Valid & current Year trading license
  • – Introduction letter from a legally practicing law firm addressed to United Bank for Africa.
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Employee Current Account

UBA Employee Current account is a new current account that is specifically tailored to serve salaried earners with minimal charges. Employees are able to enjoy seamless banking services 24/7.

  • – Quick access to UBA Consumer Loans at competitive prices
  • – Quick Overdraft of up to 50% of the monthly net salary
  • – Account security through instant SMS alerts on Account activity
  • – 24/7 access to Online Banking
  • – Visa Debit card issuance that gives 24/7 account access
  • – Cheque Book on request
  • – Free online and / or email account statement
  • – Free Financial advisory services offered by a dedicated Relationship Officer.
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  • – Opening Balance (with UGX Debit card) UGX 25,000/ USD 10
  • – Monthly management fees UGX 3,000/ USD 2
  • – Salary processing fees UGX 2,500/ USD 2
  • – No minimum account balance
  • – Counter withdraw charges as low as UGX 3,000/ USD 1 per transaction
  • – Free unlimited UGX cash deposits
  • – Quick access to UBA Consumer loans and Personal Overdrafts
  • – Convenient access to Online and Mobile banking
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  • – National ID/Passport for non-nationals
  • – Work ID
  • – 2 Passport photos
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LOCATE A BRANCH

Current Account - Single Tariff

Our single-tariff account gives you the freedom to concentrate on growing your business. The SME Current Account simplifies banking for the fast-growing Small & Medium enterprises. It allows you unlimited banking transactions and more for one single-tariff charge so that you don’t have to worry about bank charges.

  • – Access to mobile and internet banking
  • – Electronic alerts and SMS alerts
  • – No Minimum operating balance
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  • – Opening balance UGX 200,000
  • – Monthly management fees UGX50,000
  • – Cheque(50/100) leaves – UGX1,000 per leaf
  • – Minimum operating balance is 0
  • – Monthly management fees UGX 13,000
  • – Cash deposit Fees-Free
  • – Legal search fees UGX 70,800
  • – Dormant account reactivation – Free
  • – Account closure is UGX 20,000
  • – Cash withdraw above UGX3M: UGX 3,000
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LOCATE A BRANCH

All Current Accounts Come With

Internet Banking

Secure Transactions

Transaction Notifications

24/7 Banking

UBA Online Account

No need to visit the bank

The UBA Online Account is a unique account designed for people who desire to carry out their banking activities purely online, without visiting a bank branch.Enjoy the flexibility of banking on the go, with our electronic channels (internet banking, mobile banking, ATM and EmailMoni) and get a 30% concession on transaction fee.

Savings Account

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Cards

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